Atascadero is referred to as “Atown” and is a city in San Luis Obispo County, CA.  It is the sister city of Roanoke, VA.  The current population is about 28,000.  The city has a rural feel to it since many residents have lots from 0.5-5 acres.  The city’s largest employer is Atascadero State Hospital, which is an all-male maximum-security California state facility for the treatment of men with psychiatric illnesses who were convicted of a crime or found incompetent to stand trial.  This hospital employs 1,800 people.  Atascadero is also home to the only zoo in the central coast area known as the Charles Paddock Zoo.

Health Care & Atascadero, CA Health Insurance

According to the Environment Protection Agency (EPA), the air quality in Atascadero, CA has a score of 31 on a scale of 100 (higher being better).  The water quality is 30 on a scale of 100 (USA average is 55).  There are 244 physicians per capita in Atascadero, which is much higher than the USA average of 169.7.  For more information on Atascadero Health Insurance, please contact our office, or fill out a free health insurance quote online.

Factors that influence Atascadero, CA Auto Insurance Rates

Atascadero Insurance

Atascadero Insurance

One thing that affects your insurance rates is the geographic area that you live and drive in.

In 2008, there were 2 fatal accidents in Atascadero.  One of these accidents was caused by a drunk driver.

Atascadero residents drive their cars frequently.  A majority of residents drive alone to work (78%), 15% carpool, 0% (none) take public transit, and 4% work from home.  The average commute time to work is 24.1 minutes (USA average = 27.4 minutes).

In Atascadero, 4.4% of households do not own a car.  30.4% own 1 car, 41.1% own 2 cars, and 24.1% own 3 cars or more.

To find out exactly what you would have to pay for auto insurance in Atascadero, please fill out one of our free online auto insurance quote forms.

Do you Need Renters Insurance in Atascadero, CA?

In Atascadero, 34% of residents are renters.  It is very important to make sure your contents are covered if you are a renter. Usually renters insurance is very inexpensive coverage.  The median rent paid in Atascadero is $1,003/month.  To find out how you can get renters insurance coverage, please fill out one of our free online renters insurance quote forms.

Factors that affect Atascadero, CA Home Insurance rates

Sometimes the weather of a particular region can affect home insurance rates.  For example, houses near the ocean are priced higher due to higher changes of floods.  Similarly, areas with more temperate weather conditions are not exposed to those risks and may have more affordable home insurance rates.  California currently ranks 7th out of all states for the highest home insurance rates (1 being the highest).

Because Atascadero is farther inland than most cities in its county, the summers are usually warmer and drier and the winters are normally cooler.

It gets 31 inches of rain each year, which is much lower than the US average of 37.  This means residents may not be as prone to issues like flooding when compared to other areas.  There are 290 sunny days in Atascadero per year and in July, the temperature usually reaches a high of 93 degrees.  The low in January is 33 degrees.

Another thing that affects home insurance rates is the value of the home that you are insuring.  In Atascadero, the median house value is $518,785.  This is slightly lower than the California average of $532,300.

To find out how much it would cost to insure your house, fill out one of our free online home insurance quote forms.