Workers compensation programs in California can be turbulent. It wasn’t too long ago that many businesses had only a single market to turn to for workers comp insurance. Then it seemed like every insurance company was trying to get into the workers compensation arena. Now, well, you can guess how this is going. The fly by night companies have gone by the wayside, and many reputable companies are tightening up their guidelines, and we’re heading back to stricter times. So, as a business owner, how do you manage this risk?
You start by selecting a broker who has vast knowledge and experience in the California workers compensation insurance market. Engle & Associates has been helping employers manage their risk since 1980. The best way to keep your workers compensation costs down, is to control your losses. We can help you control losses, reduce your experience modification (xmod), and implement safety programs. Our goal is not to sell a cheap workers compensation policy in a hot market. Our goal is to be your business partner and help you take control of your workers compensation expense, long term. Is your insurance broker a part of your team? Or do they simply give you a price? Engle & Associates will help you not only secure a competitive rate on your current workers compensation insurance now, but with our risk management tools, we will also help you ensure that you receive the maximum credits for your long term exposure by identifying and reducing hazards in the workplace.