Insurance Articles

Professional Liability Insurance in California

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Every professional values their work above all else, yet few consider the implications of professional liability until they are faced with it head-on. When one thinks of liability, what typically comes to mind is a slip and fall on a commercial property or a work-related accident causing bodily harm. However, there is an entirely different […]

AB 2883 – New CA Law Restricts Ability to Exclude corporate owners/officers from Workers’ Comp

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WHEN: Effective January 1, 2017 WHO:  All new and existing workers’ comp policies with owner/officer exclusions.   WHAT:   Under current law, to be eligible for a workers’ comp exclusion, you must meet the following three qualifications: Employee must be a corporate officer Employee must own some stock in the corporation The company must be a […]

Welcome Johnna Tuson to the Team!

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Joining the Engle Insurance team, Johnna Tuson is a Central Coast native who began her career in the insurance industry in 1995. She holds a California Property and Casualty insurance license and takes pride in listening to her clients’ concerns and tailoring their insurance to meet those needs.  Johnna specializes in personal insurance packages including […]

Reasons You Don’t Need Life Insurance

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You know you need to get life insurance; you’ve been meaning to get it, really.  It’s just that it’s so expensive and……. time consuming and……… intrusive and…….. it can be done tomorrow.  After all you are healthy and relatively young, though getting older every day.  What if it turns out that you don’t need life […]

Happy New Year

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Cheers to the New Year! As normally happens each January we tend to look back on the past year and look ahead to making a fresh start. I took myself to the gym the other night to make good on my non-resolution, resolution and the instructor made the comment “looks like January in here” to […]

California Rejects Transition Policy for Canceled Health Plans

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On Nov. 21, 2013, California became the ninth state to reject the transition policy for canceled plans. The Board of Directors for California’s health insurance Exchange, Covered California, unanimously voted to uphold its Dec. 31, 2013, deadline for health insurance companies to discontinue plans that don’t meet basic ACA standards. This means that health plans […]

Basics of California Worker’s Compensation

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Worker’s Compensation is an insurance that employers are required to obtain in the state of California if they employ anyone even if it is a single employee. Worker’s comp is used to cover an employee both financially and medically incase illness or injury occurs while on the job. California state law requires all business owners […]