Paso Robles (or El Paso de Robles) is a city in San Luis Obispo County, CA.  As of 2000, its population was 24,297 and it rose to 29, 297 in 2007.  Paso Robles is known best for its hot springs, wineries, and hosting the California Mid-State Fair.  It is located on the Salinas River and is north of San Luis Obispo.

Health Care & Paso Robles, CA Health Insurance

According to the Environment Protection Agency (EPA), the air quality in Paso Robles, CA has a score of 31 on a scale of 100 (higher being better).  The water quality is 30 on a scale of 100 (USA average is 55).  There are 244 physicians per capita in Paso Robles, which is much higher than the USA average of 169.7.  For more information on Paso Robles Health Insurance, please contact our office, or fill out a free health insurance quote online.

Factors that influence Paso Robles, CA Auto Insurance Rates

Paso Robles Insurance

Paso Robles Insurance

One thing that affects your insurance rates is the geographic area that you live and drive in.

Paso Robles residents drive their cars frequently.  A majority of residents drive alone to work (72%), 19% carpool, 1% take public transit, and 3% work from home.  The average commute time to work is 21.8 minutes (USA average = 27.4 minutes).

In Paso Robles, 7.2% of households do not own a car.  28.1% own 1 car, 43.8% own 2 cars, and 20.9% own 3 cars or more.

To find out exactly what you would have to pay for auto insurance in Paso Robles, please fill out one of our free online auto insurance quote forms.

Do you Need Renters Insurance in Paso Robles, CA?

In Paso Robles, 34% of residents are renters.  It is very important to make sure your contents are covered if you are a renter. Usually renters insurance is very inexpensive coverage.  The median rent paid in Paso Robles is $1147/month.  To find out how you can get renters insurance coverage, please fill out one of our free online renters insurance quote forms.

Factors that affect Paso Robles, CA Home Insurance rates

Sometimes the weather of a particular region can affect home insurance rates.  For example, houses near the ocean are priced higher due to higher changes of floods.  Similarly, areas with more temperate weather conditions are not exposed to those risks and may have more affordable home insurance rates.  California currently ranks 7th out of all states for the highest home insurance rates (1 being the highest).

Paso Robles has long, hot, dry summers and a brief, cool and sometimes rainy winter. It gets 15 inches of rain each year, which is lower than the US average of 37.  This means residents may not be as prone to issues like flooding when compared to other areas.  There are 286 sunny days in Paso Robles per year and in July, the temperature usually reaches a high of 93 degrees.  The low in January is 33 degrees.

Another thing that affects home insurance rates is the value of the home that you are insuring.  In Paso Robles, the median house value is $459,995.  This is lower than the California average of $532,300.

To find out how much it would cost to insure your house, fill out one of our free online home insurance quote forms.