Santa Maria, CA is a city in Santa Barbara County, California.  In November 2008, the population was 91,972 which makes it the largest city in the county.  Santa Maria is located at 34°57′5″N 120°26′0″W / 34.95139°N 120.43333°W .

Health Care & Santa Maria, CA Health Insurance

According to the Environment Protection Agency (EPA), the air quality in Santa Maria, CA  has a score of 20 on a scale of 100 (higher being better).  The water quality is 43 on a scale of 100 (USA average is 55).  There are 248 physicians per capita in Santa Maria, which is much higher than the USA average of 169.7.  For more information on Santa Maria Health Insurance, please contact our office, or fill out a free health insurance quote online.

Factors that influence Santa Maria, CA Auto Insurance Rates

Santa Maria Insurance

Santa Maria Insurance

One thing that affects your insurance rates is the geographic area that you live and drive in.

In Santa Maria, there were only 4 fatal car accidents in 2008.  These accidents involved 7 vehicles, 4 drunk drivers, and 1 pedestrian.  Santa Maria falls slightly below the California State average of fatal accidents per 100,000 population.

Santa Maria residents drive their cars frequently.  A majority of residents drive alone to work (66%), 28% carpool, 1% take public transit, and 1% work from home.  The average commute time to work is 22.6 minutes (USA average = 27.4 minutes).

In Santa Maria, 8.6% of households do not own a car.  35.5% own 1 car, 38.2% own 2 cars, and 17.7% own 3 cars or more.

To find out exactly what you would have to pay for auto insurance in Santa Maria, please fill out one of our free online auto insurance quote forms.

Do you Need Renters Insurance in Santa Maria, CA?

In Santa Maria, 44% of residents are renters.  It is very important to make sure your contents are covered if you are a renter. Usually renters insurance is very inexpensive coverage.  The median rent paid in Santa Maria is $898/month.  To find out how you can get renters insurance coverage, please fill out one of our free online renters insurance quote forms.

Factors that affect Santa Maria, CA Home Insurance rates

Sometimes the weather of a particular region can affect home insurance rates.  For example, houses near the ocean are priced higher due to higher changes of floods.  Similarly, areas with more temperate weather conditions are not exposed to those risks and may have more affordable home insurance rates.  California currently ranks 7th out of all states for the highest home insurance rates (1 being the highest).

Santa Maria gets 14 inches of rain each year, which is lower than the US average of 37.  This means residents may not be as prone to issues like flooding when compared to other areas.  There are 280 sunny days in Santa Maria per year and in July, the temperature usually reaches a high of 73 degrees.  The low in January is 37 degrees.
Another thing that affects home insurance rates is the value of the home that you are insuring.  In Santa Maria, the median house value is $410,600.  This is lower than the California average of $532,300.

To find out how much it would cost to insure your house, fill out one of our free online home insurance quote forms.